Keeping Your Maiden Name: A Guide to Health Insurance Cards

Making the decision to keep your maiden name is an important step for many women. After you’ve settled on keeping your name, you may need to take a few more steps to ensure that your new name is reflected on your health insurance card.

It can feel overwhelming to navigate the red tape of changing your name on all of your documents and accounts, but it doesn’t have to be stressful or complicated.

In this guide, we’ll walk you through the steps you need to take in order to keep your maiden name and update your health insurance card.

We’ll also discuss why it’s important to update and some potential complications you may encounter along the way.

Ready? Let’s dive into keeping your maiden name on your health insurance card!

Understanding the Requirements for Changing Your Name on a Health Insurance Card

maiden name on insurance card
maiden name on insurance card

If you’re newly married, considering getting married, or recently divorced, you might be thinking about changing the name on your health insurance card.

To make this transition easier, it’s important to understand the requirements from different insurance companies.

For example, many insurance companies will require proof of a name change—such as an original or certified marriage certificate—before updating your health insurance card.

In some cases, these documents may need to be notarized or sent directly from the court in order to be considered valid.

Other companies might allow for name changes online or offer a secure form that can be completed and submitted electronically.

Keep in mind that if you’re changing your last name due to divorce or legal separation, you may need to provide additional documents like a divorce decree or decree of name change in order for the change to be approved.

Finally, once all necessary documents are collected, contact your car insurance company directly to begin the process of updating your health insurance card with your new name.

How to Change Your Name on a Health Insurance Card

If you’re in the process of changing your name, one of the most important steps is to update your health insurance card with your new name.

Even if you’re keeping your maiden name, it’s essential for all changes to be made through the Marketplace.

Here’s how to do it:

  • Legally changing your name requires an Application for a Social Security Card. Make sure to follow all instructions carefully and complete it accurately.
  • Once you receive a new Social Security Card with your updated name, contact the Marketplace Call Center and notify them of the change. This will help ensure that all documentation previously submitted by you—including tax returns and paystubs—is updated as well.
  • Lastly, notify your car insurance company about the change so that the name on your policy is in sync with the rest of your documents.

This way, you can guarantee that all of your paperwork is up-to-date when it comes to matters related to insurance and taxes.

What Documents You Will Need to Update Your Name on Your Health Insurance Card

So, what documents will you need to update your name on your health insurance card? The answer to that depends on why you’re changing your name.

If you got married, and you want to change your maiden name to your new last name, then you’ll need to submit the following documents:

  • A change of status form from your employer’s HR department
  • A name change endorsement from the Health Bureau
  • Your marriage certificate (which will be provided by the clerk’s office where the marriage was registered)

But if you are looking to use another name other than a previously used surname, you may need additional documentation such as a court order or deed poll.

If you recently got divorced and want to return to using your last name prior to the marriage, then all you’ll need is a copy of the divorce decree or a Social Security card with the changed legal name.

Whatever the reason for needing an updated health insurance card, make sure that all of your documents are up-to-date before submitting them. This will ensure that everything is as accurate as possible when updating your health insurance card.

maiden name on health insurance card

maiden name on health insurance card
maiden name on health insurance card

Well, if you’re married and are wondering whether you can use your maiden name on your health insurance card instead of your married name, the answer is yes.

You can definitely have your maiden name on your health insurance card if that’s what you prefer. It’s all a matter of personal choice and what works best for you.

Just make sure to inform your health insurance provider about any changes in name so that there aren’t any complications when it comes to filing claims or getting medical treatment authorized.

Ultimately, having your maiden name on your health insurance card is no big deal and won’t really impact anything other than the name printed on the card itself. So don’t stress too much about it.

Is Keeping Your Maiden Name Possible?

You might be wondering if it’s even possible to keep your maiden name when it comes to health insurance. The answer is—yes, absolutely!

You can maintain your existing benefit plans and have them associated with your maiden name.

When applying for new benefits, you’ll need to provide the appropriate documentation, such as a marriage certificate or driver’s license with the new last name.

While some parts of the process may feel tedious, it’s definitely worth the effort in order to maintain your maiden name and preserve continuity for things like keeping track of medical records.

If you decide to switch plans during a special enrollment period due to marriage, all you need is proof of marriage and you can keep your maiden name in the process.

Doing so will ensure that all medical records remain associated with your maiden name and avoid potentially significant confusion down the road.

Pros and Cons of Keeping Your Maiden Name on Your Health Insurance Card

You’re probably wondering if there are any pros or cons to keeping your maiden name on your health insurance card. Well, the truth is, it depends. Here are some of the pros and cons that you should consider:


  • You can change your benefits but keep your maiden name—this helps you stay connected to your family’s history and traditions.
  • You can still keep your maiden name alive by using it as a middle name for your child. This will let them be part of their extended family’s history, even if they don’t have the same last name.
  • Your identity and prior name usage can be verified by you or your children. This is important when trying to prove that you do have coverage even if you don’t list your maiden name on official documents like passports or driver’s licenses.


  • It could add confusion if both you and your partner have different last names on different documents, such as insurance cards or tax forms.
  • There may be administrative costs associated with changing the name on the policy and updating other documents like Social Security cards or Driver’s Licenses.
  • It might take extra time to verify that a claim was made under an alternate surname.

What to Do if You Encounter Problems With Updating Your Name

Sometimes updating your name on your health insurance card isn’t as easy as it seems. Here are a few tips for what to do if you run into any roadblocks.

Checking Your State’s Policies

First, make sure you know what the policies are in your state. Specifically, examine if any special requirements need to be fulfilled when changing your name on official documents like a health insurance card.

Contacting Your Insurance Provider

If you’re struggling to update your health insurance card with your new name, contact the customer service department of your insurance provider.

It’s important to note that they may not always require legal documentation; they may also take an affidavit from you instead.

Finally, if you have recently gotten married but don’t want to change your maiden name to the married one, some couples opt for unique alternatives such as combining the two names into one hyphenated name. Again, make sure to check with your state’s policies on this before doing so!


The decision to keep your maiden name is a personal one, and the process to update your name on your health insurance card can take some time.

But with the right steps, you can make sure you’re covered for illness and injury under the name that best reflects who you are.

For those who choose to keep their maiden name, updating your health insurance card is a great way to ensure that your medical records are accurate and that you are getting the medical services you need.

It’s also an important step for those who want to retain their identity, know that their insurance is up-to-date, and make sure that their medical care is provided under the name they prefer.

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