Have you ever thought about getting health insurance that follows you wherever you go? If so, the passport card health insurance could be the perfect solution for you. Passport card health insurance offers access to healthcare services in over 140 countries around the world. You’ll be able to stay covered while traveling or when you’re on vacation abroad.
In this article, we’ll discuss all your need-to-know information about passport card health insurance. We’ll look at how it works, what benefits it offers, and how easy it is to set up. Plus, we’ll share helpful tips to ensure that your passport card health insurance is always protecting you even when you’re across the globe. Let’s get started!
What Is a Passport Card Health Insurance?
Passport Card is a health insurer designed exclusively for travelers, covering pre-existing medical conditions and emergency medical treatments. It’s the only travel insurer to settle claims in real-time and without the need for an invoice or deductible, so you don’t have to worry about containing those costs.
When you suffer from an illness or injury overseas, Passport Card pays for medical treatments with no out-of-pocket payments required, so you can focus on getting better instead of worrying about finances. Moreover, Passport Card offers a prepaid card to pay health service providers—eliminating the need for invoices or deductibles that can add up quickly when traveling abroad.
So if you’re planning on traveling soon, Passport Card is an excellent option for health insurance coverage. With its fast and comprehensive claims settlement process, it will give you peace of mind and make sure that your main concern is recovering in no time.
Who Is Eligible and What Benefits Does It Offer?
PassportCard Health Insurance is open to expats and local citizens of the world, so whether you’ll be traveling abroad or staying in your home country, you can get access to coverage. With a Passport Health Plan, you’ll get core medical services like doctor visits, hospital stays, and other additional benefits. Plus, all members are eligible for a $25 or $100 gift card incentive for getting the COVID-19 vaccine! With such great benefits available to you, it’s no wonder why so many people have taken the time to sign up for PassportCard Health Insurance.
What Are the Different Types of Coverage?
Have you ever wondered what the different types of coverage are when it comes to passport card health insurance? Sure, it sounds complicated, but it’s actually quite simple once you understand the various terms.
Health Maintenance Organizations, or HMOs, require you to choose a main healthcare provider and usually require referrals for specialist visits.
Preferred Provider Organizations, or PPOs, offer more flexibility than HMOs and allow you to visit any healthcare provider you wish without needing a referral.
Exclusive Provider Organizations, or EPOs, are similar to PPOs in that they don’t require referrals; however they generally have a smaller network of providers that you can use.
Point of Service plans are similar to both HMOs and PPOs — they offer more flexibility than an HMO but cost more than a PPO plan.
The options for providing passport card health insurance don’t end there — there are also ACA (Affordable Care Act), Medicare, Medicaid, COBRA (Consolidated Omnibus Budget Reconciliation Act) and short-term insurance plans available too. And managed care plans often come in the form of HMOs, EPOs , POSS , and PPOs as well.
How Much Does a Passport Card Health Insurance Plan Cost?
When it comes to health insurance plans, you want to make sure you have the best coverage at an affordable rate. Passport Card offers a variety of health insurance plans starting at $59 per person, per month. One of the most popular plans is their International Nomads plan, which offers up to $3,500,000 in coverage per policy period.
With this type of plan you’ll enjoy:
- Peace of mind when traveling abroad – whether for business or pleasure
- Prepaid cards that allow for easy loading of medical services with no questions, no paperwork and no hassle
- Personalized customer service and access to a licensed insurance agent throughout your travels
- Coverage for doctor’s visits, hospital stays, surgeries and more
- Emergency evacuation coverage in case of illness or injury
So if you’re looking to protect yourself while traveling abroad without breaking the bank, Passport Card health insurance may be a great option.
How to Choose the Best Plan for Your Needs
When it comes to choosing the right passport card health insurance plan for you and your family, you’ll want to make sure that you consider your family’s needs and review your coverage options. It’s important to evaluate your and your family’s needs and review the plan’s summary of benefits and coverage.
There are four “metal” categories of health insurance plans: Bronze, Silver, Gold, and Platinum. The metal categories refer to how you as the policyholder will pay for health care services – bronze plans have lower premiums but higher cost sharing, while platinum plans have higher premiums but lower cost sharing.
Here’s a quick breakdown of the four metal categories:
- Bronze plans typically have the lowest monthly premium but also come with high copays, deductibles, and coinsurance.
- Silver plans usually come with moderately priced monthly premiums, along with moderate copays, deductibles, coinsurance requirements
- Gold plans come with higher monthly premium but often offer additional coverage like added routine care visits or lower cost-sharing.
- Platinum plans are typically more expensive than other metal categories but come with the highest level of coverage (such as very low copays) making them more “robust” than other plan types.
Where to Find and Enroll in a Passport Card Health Insurance Plan
You may be wondering where you can find and enroll in a passport card health insurance plan. Passport Health Plan by Molina Healthcare have three ways to enroll: enrolling online, over the phone, or in-person with one of their local representatives. They make it simple and easy to access quality coverage and get the important services you need.
Once you’ve enrolled, it’s quick and easy to get your card. With Passport Card, the only travel insurer to settle claims in real time via their app, you get your passport ID card mailed right to you within 5 days after enrollment. That’s fast! With your passport ID card in hand, you can easily access affordable health care coverage.
So if you’re looking for a way to get quality coverage at an affordable price, don’t hesitate—check out Passport ID today!
With a passport card health insurance policy, you can access the necessary healthcare services you need while abroad. Whether it’s an emergency situation or something more preventative, you can be sure that you’re covered. Not only that, but you can also have the peace of mind of knowing that your medical expenses are taken care of, saving you the hassle of having to pay for them out of pocket.
Therefore, if you’re planning a trip abroad and want to be sure that you and your family are covered, getting a passport card health insurance policy is an excellent way to go. Not only do you get access to a wide range of medical facilities, but you are also able to benefit from a range of incentives, such as discounts and cashback, ensuring you get the best value for money.